1)      Gaps in your auto insurance coverage may cost you.  Many Insurance company’s will charge you a higher rate since gaps in coverage have been linked to higher risk of accidents.  Even a one day gap can lead to this factor increasing your auto insurance rate

Your driving record is one of the biggest factors in determining what you will have to pay for your auto insurance premiums.  Driving Safely will keep your record clean and your car insurance costs cheaper.  Not only can driving safely keep you and your passengers safe it will lessen the chance for tickets such as speeding tickets.  The tickets alone can cost hundreds of dollars.  With the states in fiscal budget problems there seems to be more speed “traps” set up.  A fender bender can cost thousands of dollars.  There is also the cost of replacing your car while it is being repaired.  So driving safely which includes obeying the speed limits will help lower your insurance with safe driving discounts.

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